The numbers of people travelling and living abroad are on the rise either because of work, study or the lifestyle opportunities on offer.

Cases of international relocation for work are becoming increasingly common due to globalization brought about by new technology, improved communications and other economic drivers.

But although life abroad can be exciting, it’s not without risk. Expat communities will get more from their international experience if they know they have taken care of their health care needs by ensuring they have adequate insurance protection should the unexpected happen.

Why HCI?

As a London based insurance intermediary, with more than 35 years in the expat insurance industry, we can offer reliable and efficient services fitting your budget. Not only that, our insurance offer is customizable to your special needs.

Consider some of our core strengths:

• Worldwide coverage  HCI’s insurance packages can cover you almost anywhere in the world. Our focus has always been on expats and travelers and we can provide tailored seamless solutions to this international audience.
• Excellent medical accessibility  Our clients can access over 7,000 hospitals around the world and we collaborate with an extensive network of nursing and medical professionals to guarantee an optimum healthcare for our clients living or travelling abroad.
• Wide range of policies  From health and travel coverage to corporate groups, families and students’ policies, our insurance options are varied and adaptable. Additional services such us, accident, critical illness, dental and vision cover can be added, depending on the policy selected, as well as income protection and life insurance.
• Elderly coverage  New medical policies can be purchased anytime up to age 75 and applicants beyond this age will still be considered subject to medical history.
• Emergency assistance  We are available 24/365, which basically means anytime! Assistance is available in multiple languages regardless of your location. Our team, will quickly manage your claim in the most effective manner.
• Flexible payment options  Enjoy different payment options that work for you. Get discounts on your health insurance policy from the choice of excesses. Choose what currency payment best suits you, euro, GBP or US dollars. Payment options are flexible and can be made by credit or debit card, cheque or bank transfer. A co-payment option is available as well, allowing you to manage your medical policy premiums.

Providing peace of mind

Delivering trustworthy international medical coverage for expats is our aim. We can give you access to the highest quality health services around the world.

What we offer is peace of mind; the relief of not having to worry about life’s uncertainties that can result in critical situations, economic loss or even death.

The world can be a challenging place and expats need to take care of themselves and their loved ones while abroad. We can provide tips aimed at helping you to stay safe and avoid risky situations so that you can enjoy your international experience. Our aim is to provide you with affordable insurance cover so that you can rest easy, knowing that ill health, accidents and healthcare restrictions are not going to get in your way.

HCI policies are underwritten by the Antillean Group, an established specialist Medical Insurer based in the Caribbean and regulated by Grenada Authority for the Regulation of Financial Institutions and backed by Hanover Re, one of the largest reinsurance groups in the world.

HealthCare barrier-free

As an expat, the accessibility to local healthcare in your new location can sometimes be difficult to access or unaffordable. And depending on the country of residency, hospitals and health centers quality might be not offer standards of care which are acceptable. Our commitment is to offer you the best healthcare when needed, avoiding the associated problems that can be difficult to deal with in a foreign country. Having international medical insurance in place is a must for all expats so make sure you’ll be properly covered before reallocating abroad. The last thing you or any expat needs is to be faced with unexpected medical bills in case of an illness or injury.

HCI offers you solutions in terms of medical care. Keep you and your family safe at any time, wherever in the world you are in.